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Stryd Calculator
What's your trail book really worth?
Most brokers underestimate the upside hiding in their existing book. Enter your numbers and see what a structured retention process could unlock — across commissions, retained trail, and referrals.
Tell us about your business
Four numbers is all we need. Advanced controls below let you fine-tune commission rates and overrides.
Advanced — broker name, city, CRM, commission, copy
What your book could be worth
Live calculation. Update any input above and these numbers update instantly.
The investment
- We sync your client list from — into Stryd.
- We run an email + SMS + phone-call campaign on your behalf to lift Open Banking consent — typically from ~30% self-serve to ~60% with managed service.
- Stryd monitors loan health daily — rate, balance, LVR, property value — and surfaces client retention moments.
What it takes to break even
At — standard commission (—% upfront / —% trail), a single refinance of an average-sized loan covers the annual fee outright:
| $—k refinance × —% upfront | $— |
| Year-one trail (—%) | $— |
| Year-one commission | $— |
| Less Stryd annual fee | ($—) |
| Net surplus from one outcome | — |
Repricing outcomes don't pay an upfront, but they protect trail you'd otherwise lose if the client disengages or refinances elsewhere.
Illustrative scenarios across your book
| Scenario | What happens | Year-one commission | ROI vs fee |
|---|---|---|---|
| Break-even | 1 refinance @ $—k | $— | — |
| Conservative | 2 refinances @ $—k | $— | — |
| Managed-service mid case | 60% Open Banking consent → — monitored clients → ~— outcomes (3% conversion) | $— | — |
| Retention upside | Retain 5 at-risk clients/yr who would otherwise refinance elsewhere | $— trail saved p.a. (compounds) | — |
All scenarios use a $—k illustrative loan size — close to your current book average. Actual outcomes depend on client mix and conversion.
the maths pays back —.
Mid-case scenario based on industry averages for Open Banking consent and conversion. Update the inputs above to model your own assumptions.
Where the cost is today
Manual outreach driven by spreadsheets and ad-hoc lender pricing — no structured annual review or proactive retention calls.
Time spent without a clear "why now" rarely converts.
Where Stryd changes it
Every call has a reason behind it: rate, balance, LVR, property value — surfaced the moment something changes.
Know who to contact, when, and why.
First-month money-back guarantee. If Stryd doesn't surface at least one client opportunity worth more than your annual fee in the first six weeks, we refund you in full. The maths is in our favour across — clients — and we put our money behind it.